Commercial Loan Products

Commercial Loan Products


LoanLynx is a full service mortgage brokerage with a wide variety of mortgage solutions.  Life is not one size fits all, so your mortgage shouldn’t be either.  Your Mortgage Loan Originator will offer you a home financing solution tailored to meet your unique needs at a competitive rate, not just the latest trend in home financing.  That’s why LoanLynx offers such a wide variety of mortgage options.  Our growing portfolio includes fixed-rate, adjustable-rate, jumbo, FHA, VA, interest only, real estate investor, foreign national, and home improvement mortgages.  At LoanLynx, you have more choices and expert help, to guide you to your customized solution.  Learn more about LoanLynx’s loan options:

 

Commercial Construction Loans

This flexible loan option is designed specifically for borrowers looking to purchase a home in a rural area. The USDA Guaranteed Rural Housing (GRH) loan program is an excellent financing option available to qualified borrowers seeking rural housing modest in size, design & cost.

Commercial Hard Money Loans

If you own a commercial property, but either your company is losing money or your credit is poor, you can still easily obtain a commercial loan from a hard money lender. Hard money lenders make the riskier commercial loans, the deals the banks won’t touch.

Commercial Renovation

You have the ability to borrow a higher loan amount while taking advantage of today’s low mortgage rates.  It’s a win-win!  These loans provide funding in excess of the standard conforming loan limits for the county in which the home is located.

Land Loans

It makes a huge difference whether your land loan request is a purchase money request or a refinance. For example, if an experienced developer is buying the land for his next project, there are banks and hard money land lenders who will finance up to 60% of the purchase price of the land.

 

Acquisition & Development Loans

For owner occupied vacation homes or those borrowers interested in acquiring non-owner occupied rental properties from 1-4 units.

 

Structured Finance

You have the ability to borrow a higher loan amount while taking advantage of today’s low mortgage rates.  It’s a win-win!  These loans provide funding in excess of the standard conforming loan limits for the county in which the home is located.

 

Bridge Loans

A bridge loan is defined as a short-term real estate loan that gives the property owner time to complete some task – such as improving the property, finding a new tenant and/or selling the property.

 

 

Preferred Equity

For owner occupied vacation homes or those borrowers interested in acquiring non-owner occupied rental properties from 1-4 units.

 

 

Commercial Refinance Loans

Commercial lending is seeing the kind of “Refinance Boom” that blew through residential a few years ago. YOU should take advantage of this opportunity IMMEDIATELY. We can help – by providing aggressive fees, competitive finance rates and the “Softest” prepayment penalties in the biz!

 

 

Mezzanine Loans

Mezzanine loans are similar to second mortgages, except a mezzanine loan is secured by the stock of the company that owns the property, as opposed to the real estate. Inside we’ll discuss the three typical uses for mezzanine loans.

Takeout Loans

A takeout loan is simply a permanent loan that pays off a construction loan. A permanent loan is simply a long term first mortgage on a multi-family or commercial property and usually amortized over 25 years.

Franchise Restaurant Financing

LoanLynx also specializes in loans for owner-occupied restaurants that are typically franchised. When a client and prospective borrower is looking to purchase or refinance their commercial real estate space for their restaurant, LoanLynx understands the due diligence and unique factors that are considered by our clients.

Assisted Living Facilities (ALF)

Another unique special purpose property type that LoanLynx specializes in are loans for Assisted Living Facilities (ALF) / Skilled Nursing Centers (SNC). Enclosed are some of the main points of reference we analyze, to assist our clients in obtaining loans for Assisted Living Facility (ALF) / Skilled Nursing Center (SNC) financing:

General Purpose Commercial Real Estate (CRE)

LoanLynx specializes in loans for any general-purpose commercial real estate building (must be a minimum of 51% owner occupied for an existing building). Included in the general purpose CRE category are buildings used for office, some mixed-use, day care, retail, and warehouse/manufacturing.

Hospitality Loans

The due diligence for analyzing a hotel loan is much more involved than a general-purpose commercial real estate building, and we understand the hurdles and daily challenges that hotel owners/operators face. When dealing with a hospitality loan, there are many items to consider.

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