Second Homes & Investment Properties

A few things to consider before buying a second home:

  • Ongoing income from rental.
  • Loan requirements depending on how you’ll use the property (primary residence or investment property).
  • Tax benefits depending on if you rent the property or stay there frequently (Always consult a tax advisor).

A few things to consider before buying an investment property:

  • Added financial responsibilities in addition to the mortgage, such as homeowners association dues, cleaning services, flood insurance and utilities.
  • Loan requirements, as investment property loans typically have higher interest rates, require larger down payments and have different underwriting requirements than properties occupied by their owners.

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Speak with a licensed loan tailor who can answer questions, quote rates & help you identify the best loan program.


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