As an Upfront Mortgage Broker, certified through the Upfront Mortgage Brokers Association (UMBA), you can rest assured your entire transaction will be handled with total transparency & full disclosure. We pride ourselves on carefully managing expectations throughout the entire end-to-end loan origination cycle. If for any reason your loan terms change, due to uncontrollable factors, over projections, or variables such as income verification discrepancies, appraised value adjustments, interest rate market volatility, etc. you will be informed immediately, always kept in the loop, with clear next steps on how to proceed.
LOANLYNX operates as a wholesale brokerage, and as such, is not bound to one specific lender, nor an isolated set of products or underwriting criteria. We have the flexibility & competitive advantage of sourcing virtually any loan product within our syndicate marketplace at intraday best executable pricing. We offer not only a diverse menu of residential loan products, but also a variety of business and commercial loans for startups, investors, and those seeking working capital. As mortgage planners, we also foster strong expertise in navigating intelligent decision making around reverse mortgage solutions.
Experience what it means to receive ‘Money at the speed of sight’ with our all new SMARTLoanz™! Our agile cloud technology platform puts you in control of your loan with a highly sophisticated on-demand user interface. Gain insightful visibility and access to your loan files from anywhere, any time, from any desktop, laptop, or mobile smart device with LYNXNav™, our intelligent lending cockpit. Our suite of cloud services include real-time document collaboration with LYNXDox™, eSignature disclosure execution through LYNXInx™, automated online asset account statement verification through LYNXChek™, and so much more!
Our interests remain completely aligned with yours! Because we operate in a broker capacity, we only earn our keep once your loan closes! 9 times out of 10, we are paid directly by our lending partner facilitating the loan transaction. Our predetermined compensation model is established with our lenders prior to originating your loan file, and WILL NOT vary on a per loan basis. This incentive structure ensures we excel at our customer service commitment and product fulfillment, working hard for you day in and day out until delivering your desired outcome; so you are completely satisfied and thrilled with your experience!
Rapid Turn Times
LOANLYNX has a need for speed, because you expect and require it. Along with our clear commitment to open transparency concerning loan status, we also recognize the vital importance of fast execution as a major differentiator within the lending marketplace. With a transaction as large and important as a loan, we know that every minute counts towards your priceless peace of mind. A delay of even one day, has the potential of dramatically reducing consumer satisfaction, with increased probability of confidence loss. We’ve invested significant time and resources to ensure your loan closes on-time or ahead of schedule with far less heartache than industry standards. From the moment you apply online, you can expect to have a decision on your loan file within 24-48 hours.
Documents eSigned and returned in as little as five minutes! LOANLYNX offers enhanced eSign capabiliy! We’ve simplified the loan disclosure signing process for our clients with a click of a button. LYNXInx™ eSignatures are valid and legally binding across the globe, with industry-leading levels of enforceability, compliant with the U.S. Federal ESIGN Act and UETA Act. Each unique electronic signature is documented, encrypted, and tamper-evident. LOANLYNX guarantees the confidentiality of all transactions and provides multi-faceted verification of signing events through double-factor authentication & audit trails. Best of all, you can complete your loan disclosures directly from your smartphone or tablet worldwide with Apple iOS, Android, & Windows mobile clients.
LYNXDox™ is our on-demand private client document portal housed in the cloud. Here you can securely upload all pertinent financial statements necessary to stack your loan file, keeping you in control of your documents. We are serious about protecting your reputation and ours. This portal is SSAE 16 SOC II compliant and utilizes 256-bit bank grade data encryption on servers hosted in redundant facilities with automated back up and 99.9% network uptime guarantee, so you can rest assured your data is protected. This means reliable real-time delivery of your time-sensitive loan documents for rapid deployment and blazing fast underwriting, as well as meaningful communication & collaboration feedback loops direct to your loan tailor inside the eco-system.
Traditionally, loan processing is a painstaking and time-consuming procedure. It requires highly-trained underwriters (with a large support staff) working in synergy to move applications through a pipeline to closing. Efficient work flow processes help bolster accurate and efficient loan execution. Our processing team begins working on your file immediately upon receiving an eSigned Form 1003 along with your securely uploaded digital financial documents. We scan using pre-underwriting quality control of all document collateral, initiate 3rd-party verifications, order a spectrum of auxiliary items such as Title Insurance, Flood Certificate, HOI, Land Survey, Appraisal, etc. while maintaining persistent follow up with every key player to encourage streamlined inertia.